916-788-4441

info@homecitemortgage.com

Apply Now

Background image for

Your Trusted Roseville Mortgage Broker Since 1999

Experience Matters. Personal Service Makes the Difference.

Buying a home or refinancing your mortgage is one of the most important financial decisions you'll make. At Homecite Mortgage Corporation, we make the process easier with personalized guidance, competitive financing options, and over 27 years of mortgage experience.

Led by Sean McMenamin, Homecite Mortgage is a locally owned, independent mortgage brokerage serving Roseville, Granite Bay, Rocklin, Folsom, Lincoln, Sacramento, and surrounding communities.

We work with multiple wholesale lenders to help you explore the mortgage options that best fit your financial goals.

Our Mortgage Services

Home Purchase Loans
First-Time Homebuyer Financing
Conventional, FHA and VA Loans
Jumbo Mortgages
Mortgage Refinancing
Reverse Mortgages
Bank Statement and Self-Employed Borrower Loans
Investment Property Financing

Why Choose Homecite Mortgage?

Since 1999, Sean McMenamin has helped homebuyers and homeowners navigate the mortgage process with confidence. With a background in Finance and Economics, Sean brings experience, personal attention, and a commitment to finding financing solutions tailored to each client.

At Homecite Mortgage, you're more than a loan number. You'll work directly with an experienced mortgage professional who values communication, transparency, and long-term relationships.

Ready to Buy or Refinance?

Let's explore your mortgage options together.

Call Sean McMenamin at 916-788-4441 or get started with an online mortgage application.

Homecite Mortgage Corporation
Roseville, California
NMLS #300438

HOME PURCHASE HOME REFINANCE

Loan Programs

View All

We offer the assistance you need to help in all of your mortgage endeavors. Whether you are buying a new home, refinancing your loan, consolidating your debt, or doing home improvements, we have the expertise to make it a fast, easy and enjoyable process.

Small Figure Home

Conventional Loans

Better rates, terms and/or lower fees than other types of loans.

happy couple

Refinance Loans

Find out how Refinancing can lower your monthly payments.

Home renovation

FHA Loans

Best for first-time home buys and less than perfect credit.

couple making an agreement

Reverse Mortgage

Take advantage of your home equity.

About Us

Meet Sean McMenamin

Mortgage Broker and Owner, Homecite Mortgage Corporation

Since 1999, Sean McMenamin has helped homebuyers, homeowners, and real estate investors navigate the mortgage process. As the owner of Homecite Mortgage Corporation in Roseville, California, Sean combines decades of mortgage experience with a bachelor's degree in Finance and Economics.

As an independent mortgage broker, Sean works with multiple wholesale lenders to help clients explore financing options, including conventional, FHA, VA, jumbo, reverse mortgages, refinancing, bank statement loans, and financing for self-employed borrowers and real estate investors.

Sean believes mortgage financing should be straightforward, transparent, and tailored to each client's financial goals. He takes pride in explaining options clearly, solving financing challenges, and providing personalized service from application to closing.

Sean proudly serves Roseville, Granite Bay, Rocklin, Lincoln, Folsom, Sacramento, and surrounding communities.

First Name *

Last Name *

Email *

Phone *

By checking this box you authorize Homecite Mortgage Corporation to send you text messages. Message frequency may vary. Message/data rates apply. You may opt-out by texting "STOP". For help, text "HELP". See our Privacy Policy for more details.

Question

Please enter the code in the image above

VA Non-Allowable Fees: What Veterans Should Know

VA Non-Allowable Fees: What Veterans Should Know

Oct 28, 2026

Learn which VA loan fees veterans cannot be charged, how the 1% rule works, and where closing cost savings can add up.

How Much Down Payment Do You Really Need?

How Much Down Payment Do You Really Need?

Oct 21, 2026

Learn how much or how little of a down payment you need to buy a home and what loan options you should consider to reach your goal.

New FHFA Loan Limits for 2027

New FHFA Loan Limits for 2027

Oct 14, 2026

Explore the new FHFA loan limits for 2027 and see how they benefit home buyers, home sellers and financing options this year.

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating

4.8

18 reviews

Write a Review

I reached out to Sean at Homecite. Sean is amazing . He helped me get approved for a loan when others didn’t even try or care. He was there for every ...

I reached out to Sean at Homecite. Sean is amazing . He helped me get approved for a loan when others didn’t even try or care. He was there for every step and always available for questions. If I need to do a refi I will definitely be reaching out to Sean.

2 months ago

Posted on Google

I sought the assistance of Homecite Mortgage Corporation when a lender I was using failed to complete the delivery of funds within two weeks of the cl ...

I sought the assistance of Homecite Mortgage Corporation when a lender I was using failed to complete the delivery of funds within two weeks of the closing date. Sean and Homecite seemed to "move mountains" to get the paperwork completed and to have my funds ready in less than the two weeks! I would give them a 10+ rating if I could. Communication was exceptional. We worked together out of normal business hours to get the paperwork completed. Sean made himself available for any questions. He was on stand-by for me for questions as I completed the loan paperwork. I highly recommend Homecite Mortgage Corporation for all of the above reasons and more.

5 months ago

Posted on Google

Sean at Homcite has done a great job for me over the last 30 years. He's done all my mortgages. Sean's great at simplifying complex topics and is al ...

Sean at Homcite has done a great job for me over the last 30 years. He's done all my mortgages. Sean's great at simplifying complex topics and is always transparent regarding fees. I'd recommend Sean to anyone considering a new mortgage or refinance.

5 months ago

Posted on Google

Everything went as expected there was no bumps no hurdles. He was upfront with everything. I’ve had several loans done with Sean and they have all bee ...

Everything went as expected there was no bumps no hurdles. He was upfront with everything. I’ve had several loans done with Sean and they have all been very professional and very pleasurable. There were no surprises and no hold ups very satisfied what we doing more loans with him in the future Great job Sean!

11 months ago

Posted on Google

Sean McMenamin and Homecite are outstanding. Sean is so knowledgeable about the real estate and loan business that is a huge bonus for anyone doing b ...

Sean McMenamin and Homecite are outstanding. Sean is so knowledgeable about the real estate and loan business that is a huge bonus for anyone doing business with Homecite. Sean has supported me with three or four loan packages and each time, the process was efficient and easy for me. From the beginning of the process, he kept me updated at every stage of my real estate loans. He would provide me with updates on the real estate process, review my real estate documents for anything I may have missed and keep me on track through the entire process. He made the entire process smooth and timely. What really is a bonus is his attention to detail and his genuine care to make sure your experience is efficient both the process, fees and loan processing. He was there every step of the process to ensure that I understood every step and was confident with my decisions. My last transaction was purchasing a home while on a three week vacation from offer to close. It is rare to find someone so knowledgeable and dedicated and easy to work with. I highly recommend Sean McMenamin and Homecite to everyone! He truly made the process effortless and even enjoyable!

11 months ago

Posted on Google

Sean is great to work with. Great communication and very helpful throughout the whole process. I would be happy to work with him again.

Sean is great to work with. Great communication and very helpful throughout the whole process. I would be happy to work with him again.

11 months ago

Posted on Google

Sean P. McMenamin is my main man! I have used him for multiple homes and he has always been right behind me helping me every step of the way. If you h ...

Sean P. McMenamin is my main man! I have used him for multiple homes and he has always been right behind me helping me every step of the way. If you have questions anytime before, during, after he's got you!

1 year ago

Posted on Google

Fantastic experience at every stage of refinancing our mortgage. Highly recommend!

Fantastic experience at every stage of refinancing our mortgage. Highly recommend!

1 year ago

Posted on Google

I have done business (personal home refinance) with Homecite for more than 20 years. I find them conscientious, through and easy to work with. Homecit ...

I have done business (personal home refinance) with Homecite for more than 20 years. I find them conscientious, through and easy to work with. Homecite has always contacted me when refinance rates were advantageous for me to look into refinancing my home. My current mortgage rate is great but if things change Homecite will get my business.

1 year ago

Posted on Google

Fantastic Broker Owned company to work with. Sean and his Team really got into the weeds to get this done at what could not have been better timing. W ...

Fantastic Broker Owned company to work with. Sean and his Team really got into the weeds to get this done at what could not have been better timing. We have tried to refi twice and due to what turns out to be a clerical error, it has failed twice. But other companies failed to put any effort into getting it done. Thank you Sean !

1 year ago

Posted on Google

Where to start. Simply a stellar company. I've known and worked with Sean and the team at Homecite for over 13 years on several properties and loan ...

Where to start. Simply a stellar company. I've known and worked with Sean and the team at Homecite for over 13 years on several properties and loan types, to include first mortgages, refi's and HELOCs. Sean's customer service has always been outstanding. He really gets to know you as a customer, and works hard to not only personalize the experience, but also minimize the administrative burden on his customers. Net result for me is the easiest lending experience I've ever encountered. Sean and the team is one of the best in the business.

4 years ago

Posted on Google

I’ve used Sean to refi our house two times over the past decade+, and once when I got a lower quote from another service Sean was a great double check ...

I’ve used Sean to refi our house two times over the past decade+, and once when I got a lower quote from another service Sean was a great double check and said that I should take that other deal. He provides super communication which is important in this process. I highly recommend Sean.

4 years ago

Posted on Google

I've been working with Sean at Homesite Mortgage for years. He's always been reliable, dependable and helpful when it came to meeting my mortgage nee ...

I've been working with Sean at Homesite Mortgage for years. He's always been reliable, dependable and helpful when it came to meeting my mortgage needs. Sean is a person you can trust to get the job done and your information is safe with him. Should you ever have a mortgage need such as refinance or mortgage loan and he can help; I highly recommend him and his company to meet your needs. Sean is great at what he does!!!

Great Idea Design Aesthetic

4 years ago

Posted on Google

Experienced professionals! I totally recommend Homecite Mortgage as they know what they’re doing for an easy, quick and professional experience. They ...

Experienced professionals! I totally recommend Homecite Mortgage as they know what they’re doing for an easy, quick and professional experience. They work with the best lenders and the best title companies. Homecite makes it easy. Work with the pros, you’ll be satisfied. I have been for many years!

Robert Fontanilla

4 years ago

Posted on Google

Sean provided me with a great rate, made the entire process stress free. Highly recommend for your mortgage needs. I would give 6 stars if I could.

Sean provided me with a great rate, made the entire process stress free. Highly recommend for your mortgage needs. I would give 6 stars if I could.

4 years ago

Posted on Google