Homecite Mortgage Corporation | Mortgages | Refinance | Roseville, California

916-788-4441

info@homecitemortgage.com

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We offer the assistance you need to help in all of your mortgage endeavors. Whether you are buying a new home, refinancing your loan, consolidating your debt, or doing home improvements, we have the expertise to make it a fast, easy and enjoyable process.

Small Figure Home

Conventional Loans

Better rates, terms and/or lower fees than other types of loans.

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Refinance Loans

Find out how Refinancing can lower your monthly payments.

Home renovation

FHA Loans

Best for first-time home buys and less than perfect credit.

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Reverse Mortgage

Take advantage of your home equity.

About Us

High Standards Quality Customer Service Experts Professional

At Homecite Mortgage Corporation we strive to make you a client for life. We want to be your first choice each and everytime you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

Give us a call today for a free, personalized consultation. You can also apply online. Fast, Secure and Easy.

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In a Recession Do Mortgage Rates Rise or Fall?

In a Recession Do Mortgage Rates Rise or Fall?

Sep 09, 2026

Learn how a recession impacts mortgage rates and make informed decisions for your home financing during economic downturns.

From Renter to Homeowner: Mastering the Lease Transition

From Renter to Homeowner: Mastering the Lease Transition

Sep 02, 2026

Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.

Debt Consolidation Loans and Your Credit Score

Debt Consolidation Loans and Your Credit Score

Aug 26, 2026

Learn how a Refinance Debt Consolidation Loan can lower your monthly payments and help boost your credit score over time.

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating

4.8

18 reviews

Write a Review

I reached out to Sean at Homecite. Sean is amazing . He helped me get approved for a loan when others didn’t even try or care. He was there for every ...

I reached out to Sean at Homecite. Sean is amazing . He helped me get approved for a loan when others didn’t even try or care. He was there for every step and always available for questions. If I need to do a refi I will definitely be reaching out to Sean.

2 weeks ago

Posted on Google

I sought the assistance of Homecite Mortgage Corporation when a lender I was using failed to complete the delivery of funds within two weeks of the cl ...

I sought the assistance of Homecite Mortgage Corporation when a lender I was using failed to complete the delivery of funds within two weeks of the closing date. Sean and Homecite seemed to "move mountains" to get the paperwork completed and to have my funds ready in less than the two weeks! I would give them a 10+ rating if I could. Communication was exceptional. We worked together out of normal business hours to get the paperwork completed. Sean made himself available for any questions. He was on stand-by for me for questions as I completed the loan paperwork. I highly recommend Homecite Mortgage Corporation for all of the above reasons and more.

3 months ago

Posted on Google

Sean at Homcite has done a great job for me over the last 30 years. He's done all my mortgages. Sean's great at simplifying complex topics and is al ...

Sean at Homcite has done a great job for me over the last 30 years. He's done all my mortgages. Sean's great at simplifying complex topics and is always transparent regarding fees. I'd recommend Sean to anyone considering a new mortgage or refinance.

3 months ago

Posted on Google

Everything went as expected there was no bumps no hurdles. He was upfront with everything. I’ve had several loans done with Sean and they have all bee ...

Everything went as expected there was no bumps no hurdles. He was upfront with everything. I’ve had several loans done with Sean and they have all been very professional and very pleasurable. There were no surprises and no hold ups very satisfied what we doing more loans with him in the future Great job Sean!

9 months ago

Posted on Google

Sean McMenamin and Homecite are outstanding. Sean is so knowledgeable about the real estate and loan business that is a huge bonus for anyone doing b ...

Sean McMenamin and Homecite are outstanding. Sean is so knowledgeable about the real estate and loan business that is a huge bonus for anyone doing business with Homecite. Sean has supported me with three or four loan packages and each time, the process was efficient and easy for me. From the beginning of the process, he kept me updated at every stage of my real estate loans. He would provide me with updates on the real estate process, review my real estate documents for anything I may have missed and keep me on track through the entire process. He made the entire process smooth and timely. What really is a bonus is his attention to detail and his genuine care to make sure your experience is efficient both the process, fees and loan processing. He was there every step of the process to ensure that I understood every step and was confident with my decisions. My last transaction was purchasing a home while on a three week vacation from offer to close. It is rare to find someone so knowledgeable and dedicated and easy to work with. I highly recommend Sean McMenamin and Homecite to everyone! He truly made the process effortless and even enjoyable!

10 months ago

Posted on Google

Sean is great to work with. Great communication and very helpful throughout the whole process. I would be happy to work with him again.

Sean is great to work with. Great communication and very helpful throughout the whole process. I would be happy to work with him again.

10 months ago

Posted on Google

Sean P. McMenamin is my main man! I have used him for multiple homes and he has always been right behind me helping me every step of the way. If you h ...

Sean P. McMenamin is my main man! I have used him for multiple homes and he has always been right behind me helping me every step of the way. If you have questions anytime before, during, after he's got you!

1 year ago

Posted on Google

Fantastic experience at every stage of refinancing our mortgage. Highly recommend!

Fantastic experience at every stage of refinancing our mortgage. Highly recommend!

1 year ago

Posted on Google

I have done business (personal home refinance) with Homecite for more than 20 years. I find them conscientious, through and easy to work with. Homecit ...

I have done business (personal home refinance) with Homecite for more than 20 years. I find them conscientious, through and easy to work with. Homecite has always contacted me when refinance rates were advantageous for me to look into refinancing my home. My current mortgage rate is great but if things change Homecite will get my business.

1 year ago

Posted on Google

Fantastic Broker Owned company to work with. Sean and his Team really got into the weeds to get this done at what could not have been better timing. W ...

Fantastic Broker Owned company to work with. Sean and his Team really got into the weeds to get this done at what could not have been better timing. We have tried to refi twice and due to what turns out to be a clerical error, it has failed twice. But other companies failed to put any effort into getting it done. Thank you Sean !

1 year ago

Posted on Google

Where to start. Simply a stellar company. I've known and worked with Sean and the team at Homecite for over 13 years on several properties and loan ...

Where to start. Simply a stellar company. I've known and worked with Sean and the team at Homecite for over 13 years on several properties and loan types, to include first mortgages, refi's and HELOCs. Sean's customer service has always been outstanding. He really gets to know you as a customer, and works hard to not only personalize the experience, but also minimize the administrative burden on his customers. Net result for me is the easiest lending experience I've ever encountered. Sean and the team is one of the best in the business.

4 years ago

Posted on Google

I’ve used Sean to refi our house two times over the past decade+, and once when I got a lower quote from another service Sean was a great double check ...

I’ve used Sean to refi our house two times over the past decade+, and once when I got a lower quote from another service Sean was a great double check and said that I should take that other deal. He provides super communication which is important in this process. I highly recommend Sean.

4 years ago

Posted on Google

I've been working with Sean at Homesite Mortgage for years. He's always been reliable, dependable and helpful when it came to meeting my mortgage nee ...

I've been working with Sean at Homesite Mortgage for years. He's always been reliable, dependable and helpful when it came to meeting my mortgage needs. Sean is a person you can trust to get the job done and your information is safe with him. Should you ever have a mortgage need such as refinance or mortgage loan and he can help; I highly recommend him and his company to meet your needs. Sean is great at what he does!!!

Great Idea Design Aesthetic

4 years ago

Posted on Google

Experienced professionals! I totally recommend Homecite Mortgage as they know what they’re doing for an easy, quick and professional experience. They ...

Experienced professionals! I totally recommend Homecite Mortgage as they know what they’re doing for an easy, quick and professional experience. They work with the best lenders and the best title companies. Homecite makes it easy. Work with the pros, you’ll be satisfied. I have been for many years!

Robert Fontanilla

4 years ago

Posted on Google

Sean provided me with a great rate, made the entire process stress free. Highly recommend for your mortgage needs. I would give 6 stars if I could.

Sean provided me with a great rate, made the entire process stress free. Highly recommend for your mortgage needs. I would give 6 stars if I could.

4 years ago

Posted on Google