Welcome to HomeCite Mortgage. Homecite Mortgage is California’s Premier Mortgage Company specializing in home improvement, debt consolidation, property refinances, and purchase money loans. HomeCite Mortgage offers conforming, non-conforming, jumbo, and less-than-perfect credit mortgages. HomeCite’s refinance programs are designed to help homeowners save money with their refinance and get cash out for any purpose. We have numerous purchase money programs to qualify practically any borrower – even those that need a program with minimal money down.